About Us...
A W Thomas Financial Services is a firm of financial advisers based in Pembrokeshire, UK. We provide advice to both individuals and companies on all aspects of financial planning, with a wealth of experience within the Financial Services industry. A W Thomas Financial Services is member of the Tenet group, one of the largest IFA networks in the UK, dealing with clients in a variety of locations,covering most of Pembrokeshire for example: Haverfordwest,Cardigan, Pembroke and St Davids.
As independent advisers, our clients benefit from our being able to offer advice on the broadest range of products and services. Whether it be for Investment advice, Retirement Planning, Mortgage advice Inheritance Tax Planning or simply reducing costs.
We provide advice and help following a personal / business financial review which can take place at a convenient time and place. We have offices based in Fishguard, (alongside the Halifax Agency) or if you prefer, advice can be offered over the telephone and home visits. Usually a review will start with a very broad discussion of your concerns and aspirations, before moving on to a thorough financial review.
Following your initial review, we will take time to consider your situation, needs and priorities before writing a detailed financial report. We will discuss this face to face in a follow up meeting in which we'll fully explain our recommendations and agree affordable priorities to assist you in acheiving your objectives.
Our charges can be structured in several ways. Some of our clients prefer a fee-based approach, whilst others are more comfortable with a commission basis. Either way will result in our fully disclosing our fees in an open and transparent manner.
The FSA do not regulate all forms of Inheritance Tax Planning